The Fast Blog

Before you start shopping for your dream home, it's important to get preapproved for a mortgage. A mortgage preapproval is a letter from a lender indicating how much money you can borrow to buy a home. It's an important step in the home buying process, as it shows...

If you're a homeowner, you've probably heard the term "mortgage escrow account" thrown around before. But what exactly is it and how does it work? In short, a mortgage escrow account is a type of account set up by your lender to hold funds for your property tax,...

If you're considering buying a new property, you may be wondering about the differences between primary and investment home mortgages. While both types of mortgages help you purchase a property, they have different requirements and considerations. Understanding these...

If you're in the market for a new home, it's important to understand the differences between primary and second home mortgages. While the two types of mortgages may seem similar, there are some key differences that you should be aware of before you start your search....

If you're planning to buy a home with an FHA loan, you'll need to know how FHA appraisals work. An FHA appraisal is a crucial step in the homebuying process, as it determines the fair market value of the property and ensures that the home meets certain safety and...

If you're in the market for a mortgage, you're likely wondering how your credit score will impact the process. Simply put, your credit score is a numerical representation of your creditworthiness, and it plays a critical role in determining whether you can secure a...

If you're a homeowner, paying off your mortgage early can be a great way to save money and achieve financial freedom. Not only will you save thousands of dollars in interest payments over the life of your loan, but you'll also free up money that can be used for other...

If you're a homeowner, you've probably wondered whether it's a good idea to make an extra mortgage payment. The answer depends on your financial situation and goals. Paying down your mortgage faster can help you save on interest and build equity faster. However, it's...

If you're in the process of buying a home, you may have heard of mortgage insurance. But what exactly is it? Mortgage insurance is a type of insurance policy that protects the lender in the event that you default on your loan. It's important to understand what...